This material is an excerpt from a private session on September 15, 2014 for a student who is no longer on the site.
In terms of Self-Karma, there are really only 3 stages: Negative, Positive, and Neutral.
Self-Karma is any division within the self that is fully aware of the positive stance vs the negative stance, and the battle between those until there is resolution.
Usually one takes an extreme negative or extreme positive stance on the self-karma and is plagued by the draw of the opposite.
For instance, a person may enjoy smoking (positive), but find himself pulled in the direction of knowledge that says that it is bad for him, unhealthy, stinks, and may be harming those around him (negative). The issue is not whether he stops smoking, or not, but the resolution of that divide within him. Resolving the self-karma (neutral) would be in either quitting smoking, or embracing the fact of smoking and all that it entails.
Resolution always comes from the full embrace of either the positive or the negative aspect of the issue, which naturally drops the issue into neutrality.
The best approach that we have found for discovering and resolving self-karma is to start with a list of three issues that you feel divided about. Once you've listed those three issues, you can then write out the positive side and the negative side of the issue.
From there, you can explore which side is truer to your nature and preferences and begin the work of embracing that side.
The more self-karma an individual has, the harder it is to be true to oneself.